How We Empower You

“We Empower Our Clients.”

Hello, I’m Joe Rapacki.

Before viewing my process, it’s important to understand that the value you get by working with us is more then simply a tax return to file.   Sure, we do lots of tax returns, but our ideal client is one who we help in a management and financial oversight capacity.     To that end I’ve gone the direction of a PFS.

A PFS, or Personal Financial Specialist, is the financial planning specialty credential issued by the American Institute of Certified Public Accountants (AICPA) exclusively to qualified CPAs like myself with proven expertise and experience in comprehensive personal financial planning.  The PFS credential requires that I demonstrate a comprehensive knowledge of the core areas of financial planning.

Also, to obtain the credential, I met stringent requirements with professional work experience, education and training and passed an examination that tests my financial planning knowledge. As an added benefit, when you choose me as a CPA/PFS for your financial planning needs, you also gain an advantage thanks to my knowledge and expertise in related areas such as tax, accounting and business management. This ensures that your needs are more fully met through an integrated, holistic approach.

What are other reasons I should hire a CPA who holds a PFS Credential?

Studies by independent groups have repeatedly shown that CPAs are among the most trusted advisers to the public. As such, CPAs have built a reputation over the last 100 years as a profession that provides competent, ethical and trustworthy advice. As a client, you can count on objective financial planning advice from me that will always meet your best interests.

Personal financial planning is a core competency for CPAs, and PFS is the only personal financial planning credential that is specifically designed for CPAs and the unique perspective we bring to the practice.

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