Personal Financial Specialist

Q:  What’s the value of a formal Financial Plan six months after it has been prepared?

A:  Many times very little…..Since life and your priorities will have changed over time.

A CPA with the PFS designation is uniquely qualified to help you navigate life’s “consistent inconsistencies.”

A PFS, or Personal Financial Specialist, is the financial planning specialty credential issued by the American Institute of Certified Public Accountants (AICPA) exclusively to qualified CPAs like Joe Rapacki with proven expertise and experience in comprehensive personal financial